OUR SERVICES

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Life Cover
Disability Cover
Severe Illness Cover
Income Disability Cover

Individual Risk

Long term insurance products enable families to continue with their lives after an unfortunate event by relieving the financial burdens that may follow.
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Buy and Sell Policies
Key Person Policies
Contingent Liability Policies
Business Overhead Expense Cover

Business Assurance

When a business’ key employee, director or shareholder is no longer able to perform their critical functions due to a disability or even death, a business assurance policy may afford the surviving parties the liquidity to continue the operations of the business or purchase back the shares.
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Bespoke Investments
Retirement Annuities
Tax Free Investments
Endowments

Investments

Savings are a key aspect of a wealth portfolio. It takes a number of different forms and may be demonstrated in a number of different markets. We are here to help you navigate these markets, develop a strategy and implement the correct products for your portfolio.
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Group Risk Benefits
Retirement Benefits
Group Medical Aid
Consulting

Employee Benefits

With expert experience in aspects of employee benefits from advice to fund consulting, Spectre Wealth is the perfect partner for your existing or future group scheme needs.
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Car Insurance
Building Insurance
Household Insurance
All Risk Insurance

Short Term Insurance – Personal

Without adequate protection of personal belongings, one may be placed at unnecessary financial risk. At Spectre Wealth we advise and assist to mitigate these risks for clients.
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Business All Risk
Liability Cover
Goods in Transit Cover
Fleet Cover

Short Term Insurance – Commercial

Analysis and understanding is key when it comes to a commercial short term insurance requirement, that’s why we take a structured approach to understanding your business requirement and embark on finding
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Medical Aid
Medical Insurance
Gap Cover

Healthcare

We provide advice and services for a range of healthcare products from Medical Aid to Gap Cover. We first understand what your family’s needs are and then assist with acquiring the most appropriate plan from our industry-leading providers.